Q&A: Adrian Walker

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Skandia's head of retirement planning talks to Retirement Planner about the advice opportunities contained in recent pension reform

What are the key retirement planning issues right now? We have a long-term savings issue to deal with. The availability of the state pension is being pushed back and so the key message from government is that people need to take more responsibility for saving a decent retirement income. Auto-enrolment will help by bringing more people into the ­market, though I know there are concerns about the level of ­potential opt-outs. This highlights the issue as to what kind of savings wrapper people should utilise and I think the use of ISAs, combined with ­auto-enrolment pension savings, w...

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