What do advisers really think of unit linked guarantees?

Unit-linked guarantees can be an important way of protecting clients' retirement assets. These products give investors the ability to benefit from stock market performance while also limiting downside through the use of guarantees. But despite the considerable benefits of utilising these products as part of a retirement planning strategy, they remain on the periphery of the UK retirement market. While unit-linked guarantees have their fair share of supporters, they have also been accused of being overly complicated by many advisers. Others have labelled the cost of the guarantee as to...