Untangling the net

Technology has come a long way in the past few years. Some readers will remember using the phone to obtain quotations, and what a refreshing change it was when the likes of Scottish Provident’s QUOD system became de rigueur to quote and apply for protection policies. Nowadays, most advisers use a portal, enabling them to get up-to-the-minute quotes from their chosen providers in a matter of seconds, thanks to the portals’ clever messaging systems. Advisers can then go on to apply to the chosen provider without having to re-key the same information, thus saving time and minimising on pote...