Should you buy, sell or merge? Three IFAs set out their stall

As RDR gets ever nearer, more advisers are coming to the conclusion their business models must change to accommodate the new regulation. For many, this will mean adapting the structure of their firm. As a result there has been an increase in the number of sales, acquisitions and mergers in the industry. For those looking to acquire businesses, the RDR presents a great buying opportunity as a large number of advisers are predicted to retire or exit the industry – recent predictions say 20% could depart. However, many will not want to leave despite struggling to meet all the RDR requ...