Questions to ask about… Diving

One of the most common recreational pursuits that an underwriter will encounter is underwater diving. This falls into three general categories: snorkelling (using a mask and snorkel), accompanied recreational non technical diving (using self-contained underwater breathing apparatus – SCUBA – to a depth of <30m) and technical SCUBA diving (descending >30m with specialised skills such as wreck, cave, ice, pit/quarry, and solo diving). Additionally, free diving is an extreme and currently rare form where competitors descend to great depths while holding their breath without the use of any b...