The Big Question: NEST

Georgina Beechinor is a solicitor at Sackers Given the general apathy towards pension saving, automatic enrolment is key to encouraging take-up. However, enrolling all ‘jobholders’ in this way risks those most in need of protection losing their entitlement to other means tested benefits. Before the election, the Conservatives had indicated their intention to address this by gradually increasing state pensions and reducing means tested benefits. It is therefore important to ensure that protection is built into NEST for the lowest earners. There also remains a risk for those whose empl...