Profile: Steven Martin, Smart Financial Planning

Looking back over 2009, there are few who will raise a glass to the good times, except perhaps pawn brokers and pound shops. Steven Martin, 34, could be the exception. Since he launched his own business Smart Financial Planning in October 2008, the Chartered and Certified financial planner has seen assets under management triple to £25m and he has taken on 12 new clients. In regular market conditions, Martin would have ample reason to pat himself on the back. But considering that much of the financial services industry has been engulfed in a crisis of epic proportions since that ti...