Navigating the SIPP maze

clock

A-Day may have happened some time ago but confusion continues to surround what investments can be held within a SIPP. Richard Mattison tries to clarify matters

Since pension A-Day some 20 months ago, the title "pension simplification" seems to have been quietly dropped. Pensions, if anything, seem to have become more complicated. Certainly on the investment side debate still rages over what can and can't be held as a pension fund asset. Furthermore, after Gordon Brown's infamous u-turn in December 2005, some investment firms are only now gingerly dipping their toes back into the SIPP waters. It is worthwhile having another look at this issue to see if some questions can be answered. Taxable property A-Day introduced a new concept known as "tax...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Pension first or last? What the numbers really tell us

Pension first or last? What the numbers really tell us

'Focusing solely on reducing the pension before death can increase lifetime tax'

Joshua Croft
clock 28 August 2026 • 4 min read
IHT on pensions: New thinking on taking income in retirement?

IHT on pensions: New thinking on taking income in retirement?

‘This has undoubtedly had a huge impact on planning for many clients’

Lisa Webster
clock 26 August 2026 • 3 min read
Pensions gender gap: A low-profile injustice that deserves more attention

Pensions gender gap: A low-profile injustice that deserves more attention

'Pensions are one of the few financial products where time is the single biggest driver of outcome'

Jessica Cook
clock 24 August 2026 • 4 min read