The must-have pension

Pension provision can often be the last thing on the list when it comes to financial planning. This is perhaps not really surprising. Of necessity, many IFAs tend to concentrate on giving clients advice on the management of their day-to-day financial affairs, savings, investments, mortgages and so on, and for many people retirement can seem like a long way off in the far distant financial future. While this is understandable, several factors are currently in play that are changing the way in which both companies and individual look at pensions in general and international pensions in pa...