Crystal clear

Just over a year ago, the financial services industry in the UK was anxiously awaiting the findings from the Sandler Review into the medium to long-term savings industry. Now a year after the findings from the review were first published, the implications of the Sandler Review are becoming a little clearer. So what does the Sandler Review mean for with-profits? More specifically, what does it means for offshore with-profits? Sandler's remit was to 'identify the competitive forces and incentives that drive the industries concerned and, where necessary, to suggest policy responses to en...