Cash management

Signs that investor confidence is returning means that many clients who have been resting on cash for the last few years will begin to move back into the market. For those who may wish to drip-feed their capital in, remaining in direct cash holdings could prove costly. Even though interest rates look as if they are beginning to rise again, they are still sufficiently low that the depositor is gaining a return that is not keeping up with inflation. These investors would include individuals who are higher rate taxpayers, or corporate clients who have built up reserves within the business. T...