A thorough examination

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Tim Coyne says advisers must make sure clients understand how pre-existing conditions affect their medical insurance

It is widely accepted that high-quality international private medical insurance is an essential part of the armoury for a successful expatriate lifestyle. New and long-term expats need to be confident that they will be able to access first-class healthcare in the event of a medical emergency wherever they are in the world. It is here that advisers need to be sure that their clients have a clear understanding of what is covered and what is excluded from their policy if they are to avoid finding themselves in a situation where they have not bought the right cover for their needs. In particula...

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