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The need for post-retirement advice is set to grow rapidly as the baby-boomer generation ages. There is concern that too few advisers have either the knowledge or experience to advise effectively on many retirement and post-retirement issues. It is estimated that, currently, only 18% of people receive an impaired annuity. Partnership Assurance's experience shows that it should be 40% for single annuitants and nearer to 50% if joint life annuities are taken into account. It is not that the adviser is deliberately mis-advising the customer, but rather they may lack the required knowledge. ...