Kidney disease affects nearly one third of people with diabetes and can have varying underwriting implications depending on the stage it is in, writes Sandra Woods
If one kidney was to stop working, a person could probably still lead a normal life. However, if both of that individual's kidneys were to fail, they would be faced with a crisis. Before kidney disease can be understood, it is useful to understand where the kidneys are and what they do. The kidneys are bean-shaped organs about the size of a fist. They lie on either side of the spine, just below the rib cage. Many people are born with only one kidney, double kidneys or horseshoe kidneys and do not even know about it because they continue to function normally. The kidneys have three maj...
To continue reading this article...
Join Professional Adviser for free
- Unlimited access to real-time news, industry insights and market intelligence
- Stay ahead of the curve with spotlights on emerging trends and technologies
- Receive breaking news stories straight to your inbox in the daily newsletters
- Make smart business decisions with the latest developments in regulation, investing retirement and protection
- Members-only access to the editor’s weekly Friday commentary
- Be the first to hear about our events and awards programmes





