Risky business

high-risk occupations

Professional Adviser
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Do lower-paid, higher-risk jobs still demand income protection more than white-collar ones? Lucy Quinton finds out if cover remains less affordable for some than others

The concept of working in a 'high-risk' occupation may sound somewhat alluring to someone a client is trying to impress, but are the consequences of working in high-risk occupations really that sexy when it comes to taking out income protection (IP)? For some, the idea of a person in uniform holds a certain attractive quality. However, research conducted at the University of Cincinnati about firefighters being at a higher risk of developing certain cancers suggests that once the initial appeal of the uniform has gone, the more serious consequences of such a profession could be more sinist...

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