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With fitness levels among adolescents plunging, doctors are warning of a teen health timebomb. So how will this impact future ratings for life and health cover? Kirstie Redford investigates

Teenagers are known for their unhealthy habits. Usually this is the time that young people begin experimenting with alcohol and other drugs and opt for fast food rather than balanced meals. As teenagers become sexually active, teenage years can also be fraught with the dangers of sexually transmitted infections (STIs) and unplanned pregnancies. Bad risk pool Health problems such as these may be nothing new and be widely accepted as part and parcel of growing up. However, according to a landmark report by the British Medical Association (BMA) last year, today's teenagers are taking these...

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