Smoke in your eyes

underwriting

Professional Adviser
clock

John Downes and Niel Daniels of XL Re investigate the potential impact the smoking ban will have on policyholders

England will finally catch up with its neighbours when it introduces a smoking ban this summer. But, will it have an impact on protection business? Can we learn from countries that moved earlier? And could premiums for non-smokers increase due to the ban? Chapter 28 of the Health Act 2006, which will become law on 1 July 2007, will introduce a smoking ban in England. After this date, it will be illegal to smoke in any place designated as an enclosed public place. Similar legislation has already been enacted in the Republic of Ireland (March 2004), Scotland (March 2006) and Wales and North...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on uncategorised

PA Awards 2027: Submit your entries by 18 September

PA Awards 2027: Submit your entries by 18 September

The 22nd Professional Adviser Awards will take place in London next March

Professional Adviser
clock 04 September 2026 • 1 min read
Multi-Asset and MPS Roadshow: Join PA in a location near you this month

Multi-Asset and MPS Roadshow: Join PA in a location near you this month

Hear from Aberdeen, Aviva Investors, Clever, Downing, Fidelity, Quilter Cheviot, Rathbones

Professional Adviser
clock 04 September 2026 • 1 min read
Two including former police officer charged in connection with £720,000 investment fraud

Two including former police officer charged in connection with £720,000 investment fraud

Due to appear at Westminster Magistrates’ Court

Sophia Panayi
clock 04 June 2026 • 1 min read