Survival of the fittest

It is an unfortunate and disturbing fact that only a very small proportion of the 37 million UK working population has income protection (IP). Given that most individuals are dependent on their working income to pay for accommodation and general living expenses, this lack of insurance is pretty concerning. Those who are often persuaded to buy expensive insurance on their new televisions, credit cards, or washing machines seem, for the most part, to avoid what most people would regard as vital insurance on their income. There are a number of underlying reasons for this. Method to t...