Jam tomorrow?

Thinking of private medical insurance (PMI) conjures up images of the best medical care money can buy, delivered by professional practitioners working in highly efficient teams and doing whatever is necessary in the interests of their patients. Doctors and specialists on tap with the latest facilities from the forefront of medical science both academically and technologically. And why not? After all, this is why PMI is bought. It is intriguing how many of those same people realise that the insurance element of this service is still a long way from the cutting edge of technology in its own...