Underwriting implications

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The underwriting considerations are linked to the risk factors involved in these pursuits.

• Adventure racing – severe dehydration, exposure to weather extremes, such as heat stroke; musculoskeletal disorders such as joint, ligament and cartilage injuries and stress due to competitive pressures. • Bungee jumping – temporary blindness and blurred vision due to frequent bungee jumping. • Base-jumping – candling (parachute twist resulting in closure of parachute), failure of parachute, problem landings resulting in fractures or more serious conditions. • Bungee jumping – faulty harness or other equipment, jumpmaster error and crane accidents. • Canyoning – exposure to weathe...

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