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ABI Guidelines

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The Association of British Insurers' new guidelines on non-disclosure for long-term protection products have been heralded as a welcome step for the sector. Nick Kirwan explains.

In January this year, the Association of British Insurers (ABI) published its new guidance on non-disclosure and treating customers fairly on claims for long-term protection insurance products. The guidance looks into further reducing the proportion of declined protection claims, and it covers the fair treatment of non-disclosure discovered at the point of claim. It covers the continuing fair treatment of claims for both new and existing UK life, critical illness (CI), income protection and other long-term protection insurance contracts, but does not apply to any general insurance contrac...

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