A burning issue

Both the IFA and the underwriter will commonly encounter disclosures regarding gastro-oesophageal disorders, a term that encompasses many different conditions including oesophagitis, acid indigestion, hiatus hernia, ulcers and gastritis. With modern lifestyle meaning more stress at work, less leisure time, hectic lifestyles and poorly balanced diets it is no wonder that the body's digestive system struggles to cope. Once seen as a disease of the middle-aged this is now more commonly seen in the 20s and 30s. The most common condition encountered is gastro-oesophageal reflux disease (GORD). ...