Extreme claims

Generally today people have more leisure time coupled with a greater disposable income - people holiday worldwide to exotic places or even work abroad on a regular basis. While the majority of leisure pursuits will not affect an insurance application, the underwriter and the adviser are seeing more applications where some of these pursuits may impact the underwriting decision. Some of the more regular pursuits are scuba diving, motor sport, mountaineering and private aviation, be it either fixed wing or rotary wing. Greater risk Occasionally the applicant may participate in more unus...