A joint struggle

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Terry Ormond-Prout explains how osteoarthritis and rheumatoid arthritis impact the underwriting process

Arthritis is one of the biggest causes of disability in the UK, affecting people of all ages, in particular, older people. Over eight million people in the UK are affected, but only one million seek treatment as most suffer no pain or symptoms and do not realise they have arthritis. Arthritis can affect many joints - polyarthritis; a few joints - oligoarthritis; or just a single joint - monoarthritis, and although there are over 100 types of arthritis, the two most commonly known are osteoarthritis and rheumatoid arthritis. Osteoarthritis is a disease affecting joints in the body. The ...

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