Nuts and bolts

Technical Matters

Professional Adviser
clock

Andy Milburn guides us through what the underwriter believes are the most important factors that affect product pricing

Actuaries can be a secretive bunch. After all, how many of us non-actuarial types understand even half of the detailed mathematical conversations they have? It is probably time to change this and, to that end, this column tries to explain some of the pricing strategies protection providers could adopt, and their impact on advisers and customers. It seemed a good idea to ask those responsible for pricing protection products for their views on some key issues too. Underwriting has a huge impact on the pricing of protection products, so that seemed as good a place to start as any. In conju...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on uncategorised

Building Society-owned Newcastle Financial Advisers acquires Openwork firm

First of a number of acquisitions

Hannah Godfrey
clock 09 December 2019 • 1 min read

Bond managers fear hedges being undermined as liquidity dries up

The recent sell off in the bond market and growing liquidity issues have forced bond investors to use similar hedging techniques, undermining their effectiveness and causing concerns about how much downside protection funds really have.

Anna Fedorova
clock 03 July 2013 •

Police launch investigation into mortgage middleman fined £1m

West Midlands Police have launched a fraud investigation into a Birmingham financier over his role in sale and rent back agreements.

clock 25 June 2013 •