Unlike the majority of UK consumers, professional sportsmen and women are more prone to injury given the nature of their job. Peter Carvill assesses a niche area of the market.
It is somewhat foolish to talk about average or normal consumers in the protection market considering the wide deviations in the lifestyles, health and needs of customers. People are different, and each person requires unique attention from their IFA regarding their protection needs. Mitigating and influencing factors that affect individual cover are numerous with such things as age, income, perceived risk and medical history affecting the underwriting process at every stage. But for the IFA who is asked to insure a sporting professional in case of injury, the task is made even more chall...
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