Voting for change

To be truly effective, the excellent cause that is Promoting Protection must include the political process of getting those forming policy in financial services to properly address one primary wrong -- that too few people in the UK buy financial responsibility, and too few sell it. The Treasury, down to the Financial Services Authority (FSA), banks, insurers and the myriad of distributors, have all failed to fulfil a primary economic function - encouraging financial responsibility in the public. The savings, pensions and protection gaps are clear evidence of that failure. A nation in debt...