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Rehabilitation has been a core part of income protection for some time, but what does it actually entail? In the case of strokes, not very much, as Peter Madigan discovers

Rehabilitation has been much-discussed in recent years. Many providers suggest that it could be the single most valuable added benefit available, while others are convinced that it has been hyped up, and ultimately delivers little in the way of tangible results. Although the vast majority of income protection (IP) claims are for stress and musculo-skeletal complaints, strokes are becoming more prevalent in younger people, and claims are beginning to reflect this. According to charity Different Strokes, 10,000 people under the age of 55 suffer a stroke every year in the UK, with one in 10...

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