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Andy Zanelli takes us through the complex world of enhanced and primary PCLS protection

Pensioners retiring today are 62% worse off than those who retired 20 years ago because of falling gilt yields.

Annuity rates have fallen across the board for December as gilt yields have plunged to record lows.

A former Nursing Home Fees Agency (NHFA) adviser has scoffed at banking giant HSBC's attempts to distance itself from a mis-selling scandal which led to almost 2,500 pensioners being sold unsuitable investment bonds.

MPs have questioned the role of the National Employment Savings Trust (NEST) since other master trust pension schemes have entered the market.

The expected consolidation of providers in the SIPP market is being held up by fears over increased capital adequacy requirements, a provider has said.

James Hay Partnership is to close its family SIPP product to new business due to a lack of adviser demand.

The government has exempted the lowest paid members of the NHS pension scheme from reforms next year.

Her Majesty's Revenue and Customs (HMRC) has proposed a new set of rules to cut down on the abuse of qualifying recognised overseas pension schemes (QROPS).

If your client has failed to leave a valid or up-to-date will, a deed of variation could be the tax-efficient answer, writes Paul Thompson, tax & estate planning consultant at Canada Life.