Underwriting

Living with rheumatoid arthritis can make normal daily activities incredibly challenging. Scott Robertson talks symptoms, treatment and underwriting implications

This kidney disease can affect the young as well as the elderly. With no treatment for the condition, Vanessa Leyland explains how its development can be slowed through maintaining a healthy blood pressure

Everyone has their scatty days, but what happens when occasionally misplacing car keys turns into forgetting how to carry out simple daily tasks? Lisa Fell reports

The relationship between people and drugs can be a self-destructive one as what often starts out as a leisure activity can turn into a life-threatening dependence. Sarah Parkinson explains

Blood pressure is the force of blood pushing against the walls of arteries as the heart pumps it around the body, but what happens when it is higher than it should be? Paula Reeves reports

It has been one year since the Association of British Insurers' new definitions on critical illness came into force, yet advisers and consumers are still missing out on what is seen as a difficult product, argues Iain Mallon.

The digestive system breaks down solid food to provide the body with important nutrients - so what happens when it fails to work as effectively as it should? Clare Guy reports.

Often misunderstood by the public, schizophrenia is a life-long mental disorder that can affect a sufferer's career opportunities and personal relationships. Scott Power outlines the symptoms.

A much misunderstood area, phobias can make sufferers' lives unbearable. Rachel Hanslope outlines the various forms phobias can take and details the implications for underwriters.

With so many potential causes and a high probability of the loss of sufferers' livelihood, renal disease is one condition insurers are seemingly not keen on covering, as Wendy Hickman writes.