Protection

Buying protection insurance through a financial adviser does not reduce the risk of claims being declined by insurers, according to research from Prudential.

The British Insurance Brokers' Association says it is launching a series of payment protection insurance products with enhanced benefits and improved commissions to boost intermediary and consumer confidence in the market.

There are rumours in the protection industry the Treasury may reach a middle ground on pension term assurance and allow a watered-down version of the product to continue.

So, having had two perfectly fine goals disallowed last weekend, Sir Alex Ferguson says he would like to see video technology introduced to help referees make the right decisions in football matches.

Prudential is carrying out 100 training sessions over the next three months in what it describes as a "more aggressive" strategy to encourage advisers to recommend its flexible protection plan.

HMRC has confirmed medical reports requested by insurers for protection applications will remain exempt from VAT, saving insurers and consumers approximately £100m a year.

Introducing a non-contestability period into life and critical illness insurance policies will encourage preferred life underwriting and favour the healthy and wealthy, says Jon Briggs, protection research manager at Hargreaves Lansdown.

Liverpool Victoria has launched a free independent health assessment tool and lifestyle programme for protection policyholders to help them understand how to reduce their risk of poor health and disease.

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