Question: What issues will advisers need to be made aware of now that protected rights can be invested in SIPPs?

David Andrews is director, individual pensions at HFM Columbus Partners This is a welcome - if belated - aspect of pension simplification and will doubtless increase clients' interest in SIPPs. The well publicised credit crunch and other recent economic challenges have highlighted the need for effective investment management for individual pension arrangements. Strategies that have included exposure to, for example, hedge funds, commodities and 'protected' vehicles have fared better than those comprising traditional 'long only' collectives, to which insurance company funds and therefore...