Ask the Experts: Longevity of the unit-linked guarantees market


Question: What are you doing to allay customer concerns about the longevity of this market?

Answer - Colin Bell, European variable annuity product director, Aegon There are two aspects to this. Firstly, in terms of the consumer need that these products satisfy, I think that the need for capital or income guarantees underpinning defined contribution pensions or other unit-linked savings is here to stay. In fact, I can only see the need increasing over time as more and more consumers find themselves taking the risks on their future retirement benefits rather than their employer. The second aspect is the longevity of the companies operating in the market. Clearly, these ar...

To continue reading this article...

Join Professional Adviser

  • Unlimited access to real-time news, industry insights and market intelligence.
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters.
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection.
  • Members-only access to the editor’s weekly Friday commentary
 Be the first to hear about our events and awards programmes.



Already a Professional Adviser member?


More on uncategorised

Building Society-owned Newcastle Financial Advisers acquires Openwork firm

First of a number of acquisitions

Hannah Godfrey
clock 09 December 2019 • 1 min read

Bond managers fear hedges being undermined as liquidity dries up

The recent sell off in the bond market and growing liquidity issues have forced bond investors to use similar hedging techniques, undermining their effectiveness and causing concerns about how much downside protection funds really have.

Anna Fedorova
clock 03 July 2013 •

Police launch investigation into mortgage middleman fined £1m

West Midlands Police have launched a fraud investigation into a Birmingham financier over his role in sale and rent back agreements.

clock 25 June 2013 •