Is it true an employee who is compelled to have a personal account will still be a member of S2P as well?

Edmund Downes, Aviva: In general terms, yes. However the lower earnings thresholds for National Insurance and Personal Accounts are not quite identical and may not be brought into line. So, depending on where the limits end up, it is likely that there will be a small number of employees who will be auto-enrolled into Personal Accounts who will not pay National Insurance or vice versa. There may remain some other anomalies. Some people, who are classed as "Jobholders" and therefore need to be enrolled into Personal Accounts due to the fact that they work in the UK, may not pay any UK Na...