Victoria, 24, is a supply teacher who lives in Cambridge. Her boyfriend has been encouraging her to take her financial situation more seriously and has recommended she takes out private medical insurance. She leads an active life and regularly attends the gym. She eats healthily and is a vegetarian. Her family is healthy but her grandmother has recently been diagnosed with Alzheimer's. Victoria can afford £70 a month. What can you recommend?
- Stephen Walker, Medical Insurance Services. Although Victoria can afford to pay £70 a month, she will not have to spend that amount in order to access good comprehensive cover. When considering the best options for clients, advisers need to look beyond what appears to be the obvious choice and consider the service levels, long-term value and affordability provided by insurers. National Deposit is a company with high service standards and no age-related or inflationary premium increases which could provide the security of affordable premiums when Victoria is most likely to require priv...
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