Case study

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Married couple Samuel and Olivia, both 37, are moving to the French Riviera to open a B&B, having spent over 10 years as City investment bankers. Samuel is planning to go back to London two weeks a month to work for his old firm. They are looking for private medical insurance to cover them in France and the UK. Both are in good health. What recommendations can you make?

Leslie Smith, Medibroker Some British expats, particularly those in Europe, believe they can return to the UK for treatment. However, they may find that once they are resident abroad they lose their entitlement to free NHS treatment. This is why we recommend that a couple like Samuel and Olivia would consider private medical insurance (PMI). A standard level of insurance would cover inpatient and day patient hospital treatment only, which would effectively cover the major medical costs, from a host of plan providers such as Goodhealth's Major Medical plan at £538, William Russell's Sel...

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