As the weeks go by so the debate about the adviser model goes on. In particular, the debate about indemnity vs renewable remuneration is causing a lot of chatter.
I read the other day that there had been a 50% increase in the number of financial services firms going into administration, with independent financial advisers being the worst hit.
I find the Christmas and New Year period is a great time to unwind and spend time with family and friends away from the usual rigours and stresses of a busy working schedule.
I well remember last year's Pre-Budget Report which effectively banished residential property and things like art, wine and cars from being purchased directly by a self invested personal pension.
How long ago was it that the insurance salesman was epitomised by the sight of the trusty rate book? I have no idea because technology has been with us in financial services for many a decade.
I recently saw that BMW has launched the next generation of its extremely successful Mini. To be honest, it looks to me very much like the previous generation and some would argue ‘and why not?' when its first generation model's sales exceeded all expectations....
On return from a couple of weeks break in the sun, and having sorted the wheat from the chaff of the umpty-five emails awaiting my return, my thoughts soon turned to whether there had been any significant developments in the world of pensions during the...