New tax rules and the now insurmountable case for an ISA

Huge spike in ISA use expected this in the next year

clock • 3 min read

There has never been a better case for opening an ISA and shuffling non-ISA savings and investments into it, writes Laura Suter

It's arrived - the biggest increase in tax on our investments in a very long time. The move to slash the dividend tax free allowance at the same time as chopping the capital gains tax allowance in half will have a dramatic impact on investor portfolios - and their tax bills. The phrase ‘Bed and ISA' had never been bandied around so much in a tax year end as in the run up to 5 April this year. On the AJ Bell platform we saw a huge surge in the number of people locking in their capital gains and shifting that money into their ISA. Our Bed and ISA transactions increased by 387% year-o...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax planning

Webinar: IHT on pensions – Advisers' questions answered

Webinar: IHT on pensions – Advisers' questions answered

Join us on 10 March 2026

Professional Adviser
clock 20 February 2026 • 1 min read
IHT receipts continue climb to £7.1bn

IHT receipts continue climb to £7.1bn

Experts note ‘fairly modest’ growth

Jen Frost
clock 20 February 2026 • 3 min read
How clients can talk discreetly to their parents about inheritance planning

How clients can talk discreetly to their parents about inheritance planning

'It's essential for clients to remain patient, empathetic, and understanding'

Mike Winstanley
clock 16 February 2026 • 5 min read