Claire Trott: Mixing pensions and property

Commerical property

clock • 4 min read

Claire Trott looks at the options when it comes to mixing pensions and property. She assesses tax benefits, potential issues and the importance of knowing the investment...

Many times we hear "my property is my pension" where people are talking about their home or buy-to-let portfolio. However, by combining property and pensions greater tax efficiency can be achieved. Putting a property into a pension has many tax benefits. Firstly, the money used to buy the property will have received tax relief on it which makes saving for the property in the first place a lot easier, especially if there are also employer contributions involved. The employer contributions will also have been able to receive corporation tax relief, which can be a real benefit for owner-man...

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