Claire Trott: Mixing pensions and property

Many times we hear "my property is my pension" where people are talking about their home or buy-to-let portfolio. However, by combining property and pensions greater tax efficiency can be achieved. Putting a property into a pension has many tax benefits. Firstly, the money used to buy the property will have received tax relief on it which makes saving for the property in the first place a lot easier, especially if there are also employer contributions involved. The employer contributions will also have been able to receive corporation tax relief, which can be a real benefit for owner-man...