Claire Trott: Mixing pensions and property

Commerical property

clock • 4 min read

Claire Trott looks at the options when it comes to mixing pensions and property. She assesses tax benefits, potential issues and the importance of knowing the investment...

Many times we hear "my property is my pension" where people are talking about their home or buy-to-let portfolio. However, by combining property and pensions greater tax efficiency can be achieved. Putting a property into a pension has many tax benefits. Firstly, the money used to buy the property will have received tax relief on it which makes saving for the property in the first place a lot easier, especially if there are also employer contributions involved. The employer contributions will also have been able to receive corporation tax relief, which can be a real benefit for owner-man...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Financial heavyweights join forces against chancellor's IHT/pension plans

Financial heavyweights join forces against chancellor's IHT/pension plans

AJ Bell, Quilter, Hargreaves Lansdown and Interactive Investor CEOs send joint letter

Jenna Brown
clock 22 January 2025 • 2 min read
Campaigners claim victory as HMRC overhauls pension withdrawal tax system

Campaigners claim victory as HMRC overhauls pension withdrawal tax system

Pensioners over-taxed by £1.3bn since 2015

Jenna Brown
clock 22 January 2025 • 4 min read
New pensions minister: Advisers cautiously welcome 'radical thinker' Torsten Bell

New pensions minister: Advisers cautiously welcome 'radical thinker' Torsten Bell

Former CEO of Resolution Foundation takes over pensions minister brief

Jenna Brown and Isabel Baxter
clock 15 January 2025 • 7 min read