ScotEq launches IHT adviser support packs

The packs consist of a series of stages which advisers can run through to establish if their clients have a potential IHT problem and can then be used to develop a trust solution to meet the client’s needs. In the first stage, the pack highlights whether a client’s estate is in excess of the nil rate band - £275,000 for 2005/06 – which then allows the adviser to recommend IHT planning to protect the value of their assets for their beneficiaries, and avoid an IHT charge, which currently stands at 40% on any assets exceeding the nil rate band. The second stage asks a series of questions w...