Structuring retirement

A major attraction of structured products is that they can be linked to pretty much any underlying asset class (equities, bonds, property, commodities etc) with the returns tailored to suit a particular investment outlook. So if an investment adviser believes UK commercial property is unlikely to continue its meteoric growth, they may feel now is a good time to protect gains already made and switch into a capital protected product (ideally one that delivers 100% exposure to the total return from UK commercial property). It's also possible for fund managers (with some help from an investme...