Protection

The removal of tax relief on pension term assurance policies removes the risk of people taking out life insurance policies which are unsuitable for their needs, claims HMRC.

Quoting the protection gap figure somehow reminds me of old films. The shock and awe shown on the faces of the characters when they are told the value of whatever the sought after treasure actually is can be almost comical, largely because it's often...

The rejection rate for overall critical illness claims in 2006 was 19% lower than the previous year, according to statistics from Legal & General.

Five years ago, the Financial Services Authority attempted to implement a regulatory regime which made mortgage lenders responsible for checking the quality of mortgage intermediary advice. After much argument from the industry the idea was thrown out....

Is the ‘illness race' on critical illness policies about to start up again? I hope not, because recently some additions to critical illness products seem to have been borne entirely out of the desire to find something to add to the list to create a perceived...

Skandia has appointed Ian Brown to head up its protection marketing team, following the departure of Alison Turner-Holmes at the end of last year.

Intermediaries should be regarded as agents of insurers when they obtain pre-contract information, unless they are genuinely searching the whole market on the insured's behalf, suggests the Law Commission.

The government has confirmed it will no longer provide tax relief on individuals' contributions which are used to fund pension term assurance policies.

The FSA is proposing to split its insurance conduct of business regime into two categories and apply more stringent rules to protection products, which it deems a greater risk to consumers, than 'other general insurance' products.

One in six people rely on an inheritance windfall to fund their future, according to research from Lincoln Financial Group.