Have Your Say: Is it time for a joint ISA-pension allowance?

We know many people, especially high earners, are no longer relying on pensions to fund their retirement. But should the link between pensions and tax wrappers such as ISAs be made more explicit or is the system best off left alone? Fidelity is calling for a single annual cap on tax-advantaged savings to include both accessible ISA savings and restricted access pension savings. "This would replace both the current annual ISA allowance and the Coalition government's planned annual cap on pension contributions," it says. It also believes investors should be given a financial ince...