The Government is to issue judges with new guidelines on dealing with repossessions.
The move comes amid concerns lenders are not using possession as a last resort for struggling borrowers.
The Prime Minister, Gordon Brown, told the House of Commons that lenders will need to show judges they have exhausted every other possibility to help their customers.
A number of charities have accused mortgage lenders of repossessing too quickly and not helping their borrowers to manage their arrears.
Last week, Northern Rock was found to be the most aggressive lender in the UK and the most likely to pursue a possession order, despite now being owned by the state.
Possessions are expected to rocket this year and the Council of Mortgage Lenders (CML) predicts around 45,000 homes will be repossessed, up from just 26,200 in 2007.
The CML welcomed the Prime Minister's announcement and has issued new guidance to members on how to deal with customers in arrears.
"Despite the fact that the rate of repossession is modest, we recognise that there is significant public concern about this subject," says CML director general Michael Coogan
"The new guidance should help to reassure consumers that lenders are genuinely committed to seeing repossession as a last resort, and that the checks and balances that protect consumers are in place."
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