Which? slams Barclays Openplan, Halifax's ShareBuilder

Consumer champion Which? is this month warning investors and homeowners to stay away from two financial products it says do not live up to the advertising hype. Barclays Openplan is one of a number of all-in-one products on the market that enable homeowners to reduce their mortgage payments by linking payments to credits already in current and savings accounts. Which? says that better deals are available from flexible mortgage products, as long as the person taking out the mortgage is willing to switch at the end of the discounted period. It also says that Barclays Open...