Dear Editor, Everyone should welcome the recent announcement that the Government is encouraging those who missed national insurance contributions to boost their state pensions through claiming back gaps in their national insurance contributions from 1996 onwards. The change will benefit many women, particularly those who currently have fewer than ten years of national insurance contributions or credits, and so are not entitled to any state pension. However, the announcement demonstrates again how complicated the pension entitlement rules are, especially for those who spend time out of t...
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