Investment volatility can have a big impact on retirement planning. Ray Chinn discusses how advisers can get extra support
If you asked most people if they would like a pension with great investment flexibility to provide the best chance of a secure and comfortable retirement - they would probably say yes. If you asked them if they had the time, experience and could afford to actively manage their pension investments to produce a similar outcome - the answer would probably be no. Why are these two concepts related? In simple terms, for many people opting for a SIPP, flexibility is driving the decision without significant thought to the added investment responsibility this brings. When markets are rising thi...
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