Plenty of research may suggest 4% a year can be 'safely' withdrawn from pension pots over the long term but, writes Paul Tinkler, that comes with a number of caveats - in which case, can stochastic modelling help?
Decumulation, should you not be familiar with it, is all about the level of income that can safely be taken from a fund or portfolio, without eroding the capital over time. There is a lot of research around...
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