Carer's credit - the government scheme intended to help carers of disabled people build better state pension entitlements - has failed to reach 97% of its target group, according to Royal London.
In reply to a Freedom of Information request made by the mutual insurer, the Department for Work & Pensions (DWP) said 3,524 people claimed the National Insurance credit in 2016/17 while, in the current...
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PARTNER INSIGHT: For many advisers, outsourcing to a multi-manager or discretionary fund manager makes sense, allowing them to focus on the adviser-client relationship
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An added tier of asset management can of course deliver additional benefits for certain investors, writes Graham Bentley - just be sure you can justify it to the regulator and, especially, the client