Provider James Hay has warned of problems with increasingly generic nominations passed on by advisers, saying they were likely to cause complications a few years down the line.
Head of technical support Neil MacGillivray said there has been a surge in expression of wish forms trying to be ‘all-encompassing' rather than focusing on a clear path for the death benefits. For instance,...
On gardening leave
'Stripping onion layers down'
400 students at academy