Provider James Hay has warned of problems with increasingly generic nominations passed on by advisers, saying they were likely to cause complications a few years down the line.
Head of technical support Neil MacGillivray said there has been a surge in expression of wish forms trying to be ‘all-encompassing' rather than focusing on a clear path for the death benefits. For instance,...
Alzheimer’s is the most common cause of dementia
Total of 72 accredited firms
23% fall since Q1
Achievements, charity work and other happy snippets
Including advice firm Chadkirk WM